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Florida Panhandle & MS Gulf Coast short-term rental rules

Where to find the official short-term (vacation) rental rules for each area we cover, with links to the government pages we used. Checked October 2026.

Rules change. These are summaries of official pages, not legal or tax advice. Always verify with the city or county before you list a property.

All Florida areas: state license and taxes

Florida's Division of Hotels and Restaurants (DBPR) licenses vacation rentals; see the DBPR guide to vacation rentals. Each county also has its own tourist development tax registration, listed below.

Pensacola Beach (Escambia County)

Escambia County tourist development tax registration with the County Clerk; we found no published Santa Rosa Island Authority short-term rental rules. See the Pensacola Beach summary.

Destin, Fort Walton Beach and Okaloosa County

Tourist development tax registration with the Okaloosa County Clerk. See the Okaloosa summary.

Miramar Beach, Santa Rosa Beach and 30A (Walton County)

Annual county vacation rental registration, a local responsible party, occupancy and parking limits, signs, and tourist development tax registration with the Walton County Clerk. See the Walton County summary.

Panama City Beach (Bay County)

Bay County tourist development tax registration (now with the Bay County Tax Collector), plus the City of Panama City Beach's own rules inside city limits. See the Panama City Beach summary.

Ocean Springs, Mississippi

City short-term rental rules inside Ocean Springs city limits. See the Ocean Springs summary.

Hiring a vacation rental manager?

Ask every manager who handles registration, renewals and tax filing, and get it in writing. Our how to hire a property manager guide and interview checklist can help.

Informational only. Not financial, tax or legal advice.

Guides

Beginner's guide to hiring a property manager

Step by step for first-time rental owners: DIY or manager, costs, shortlisting, interviews and the management agreement.

How to hire a property manager

The steps, interview questions, red flags and contract checklist for choosing a manager, with published local fees.

Hidden property management fees

The fees owners often miss, from maintenance markups to renewal fees, and what to ask about each.

DIY vs. hiring a property manager

A simple cost and time comparison using local published fees.

Manager interview checklist (printable)

Questions to ask every property manager before you sign. Print it or tick it off on screen.

Guide for military homeowners

PCS timing, remote management, SCRA basics, military lease clauses and BAH-aware pricing near NAS Pensacola, Whiting Field, Eglin, Hurlburt Field, Tyndall and Keesler.

Hurricane prep: what a manager should do

What a good Gulf Coast manager does before and after a storm, and the questions to ask.

Official resources & links

License lookups, landlord-tenant law, property records, hurricane and flood info, military housing and tax guides.